Banzai Launches Personal Finance Web Application Aimed at Cash-Strapped Consumers

Provo, UT 27, 2007 Kendagriff, LLC announced today the launch of Banzai a web application based on The Banzai Way a personal finance philosophy which emphasizes individual responsibility for spending decisions. In an uncertain economic environment, Banzai offers users an affordable, web-based system to control their spending and get out of debt, aided by the personal assistance of a Banzai Coach.

Banzai&39;s co-creator, Morgan Vandagriff, a graduate of the Wharton School at the University of Pennsylvania, spent 6 years developing The Banzai Way. "Our approach is based on the principle of personal responsibility. The system is designed to give users the flexibility they crave while maintaining the discipline they so desperately need," says Vandagriff.

Vandagriff&39;s philosophy is simple, with roots that can be traced to his childhood. "When I was young, I saved my money in glass jars. Each jar was labeled with a purpose---&39;Candy,&39; &39;Comic Books,&39; etc. When one jar was empty, I had to decide whether to take money from another jar to buy what I wanted. This simple method was easy to use because my money was all in one place and I could always see how much I had. Being forced to make trade-offs or do without encouraged personal responsibility. Our online system uses the same principle. We&39;ve created jars for grownups."

Banzai uses this jars paradigm to focus users&39; attention on the spending flexibility they have now and the impact their decisions will have on the future. The system uses jar balances to show users how much they can spend at any time for a given purpose. If spending from one jar exceeds the balance available, users must identify a trade-off they are willing to make elsewhere. This practice helps them achieve their goals while making accommodations for the unpredictability of real life.

Upon sign-up, each user is assigned a Banzai Coach, whose role is to help new users apply The Banzai Way to their own lives. One coach, Kendall Buchanan, observes, "As I work with individuals new to Banzai, I am always surprised to see the unique benefits it offers to users regardless of their circumstances. Each user gets something different out of the system."

Banzai users report success in making lasting changes to their spending behavior. "In the past, I tried other personal finance programs but none of them helped me understand the impact my daily decisions have upon my financial health the way Banzai does," says J.B. Haglund of Philadelphia, Pennsylvania. "Banzai is strong medicine for spending problems," says Vandagriff, "but a few minutes a day is all it takes to bring your finances under control."

Banzai&39;s online services (including access to a Banzai Coach) are available now at a price of $1.00 for the first month and $4.95 per month thereafter. To learn more about The Banzai Way, please visit http://www.banzaiway.com.

About Kendagriff, LLC

Kendagriff, LLC developed The Banzai Way philosophy of personal financial management and Banzai, the associated web application. The creators recognized that traditional personal finance systems place too much emphasis on analysis of past spending behavior as a means of motivating users to make responsible financial decisions. The Banzai Way, by contrast, was designed to help individuals and families control spending and get out of debt by demonstrating the impact of individual decisions upon financial health. The philosophy focuses users&39; attention on the decisions which matter most: those they are about to make.

Though the company got its start in Philadelphia, Kendagriff, LLC is now based in Provo, Utah with data operations in Salt Lake City.

Banzai Personal Finance Web Application - Homepage
Banzai Personal Finance Web Application - Tour
Banzai Personal Finance Web Application - What are Jars
Banzai Personal Finance Web Application - "Are You a Financial Ninja" Quiz

GMAC Financial Services Bolsters Effort to Educate Consumers about Personal Finance

Orlando, Florida 18, 2009 GMAC Financial Services has bolstered its effort to provide consumers with personal finance education with a $20,000 grant to InCharge&174; Education Foundation, Inc. (ICEF). The funding will be used to co-sponsor a series of financial literacy courses throughout the country in 2009. The courses, named "Smart Edge by GMAC," are designed to help people make better financial decisions by providing them with information about budgeting, real estate and automotive finance, insurance, credit reports, credit scoring, and other tools.

The coordinated effort marks the second consecutive year in which GMAC and ICEF will collaborate on an educational endeavor of this scale. More than 50 "Smart Edge by GMAC" courses will be offered in 2009 using curriculum and materials developed by GMAC.

"This partnership is just one example of the type of personal finance education our organization can provide companies across the United States," said ICEF&39;s president and CEO, Alberto M. Duarte. "We have these types of programs ready to go, all we need is the support of businesses interested in educating their customers, potential customers and even their staff about personal financial literacy." ICEF offers education to businesses, religious groups, colleges, high schools, and others in an effort to promote effective money management.

For information on when and where the ICEF/GMAC Smart Edge Events will be held, visit http://www.gmacfs.com/SmartEdge/en/index.html, or http://www.incharge.org/Community/Inthecommunity.aspx.
GMAC Financial Services is a global finance company operating in and servicing North America, South America, Europe and Asia-Pacific. GMAC specializes in automotive finance, real estate finance, insurance, commercial finance and online banking.

About InCharge&174; Education Foundation (http://www.inchargefoundation.org) Headquartered in Orlando, Florida, InCharge&174; Education Foundation, Inc., and its affiliates, including InCharge Debt Solutions, offer education, credit counseling and budget management resources to assist consumers in managing their debts by helping them develop a strategy to repay creditors and regain control of their finances. As part of their educational efforts, these organizations offer consumers online, interactive resources as well as a series of workshops and seminars throughout the country. Their Web sites, http://www.inchargefoundation.org and http://www.incharge.org, offer numerous publications and self-study guides that can help consumers become more effective in managing their money.
The names and logos of other third parties, their products and services names shown herein, may be trademarks and/or service marks of their respective owners.

Bmacfinance.com Now Offering 24-Hour Car Loan Financing

Hollywood, FL January 06, 2011 So as to help South Florida residents obtain affordable and reliable transportation, BMACFinance.com now provides a central location for customers to obtain car loan financing in South Florida. The company specializes in assisting credit challenged customers with 24 hour funding available for qualified consumers.

A large number of consumers that have been turned down for new and used car loans recently, are now searching for financing alternatives on the Internet. BMACFinance.com helps fill this void for shoppers looking to auto finance in South Florida through their online retail loan application that rapidly communicates loan approvals through SMS text, email, and phone call depending on the customer&39;s preferences.

A significant challenge that arises for consumers who suffer from mis-managed or a poor financial history is finding car loans for bad credit. BMACFinance.com helps people with bad credit obtain auto loans through working with a large number of car dealerships throughout the United States to match customers obtain a car loan.

BMAC representative, Carl Warton, states, “To be able to help our customers who have been turned down in many cases by a number of auto financing companies obtain a car loan is a tremendous feat. It just shows you that just because someone has bad or poor credit, all it takes is for a company care about the individual more than the bottom line to get shoppers approved for a car loan.

BMAC financing staff is proud to provide a personalized service with the ability to approve funding for consumers who have difficulty obtaining car loans through competing loan companies.

About Bmacfinance.com:

BM Auto Capital, LCC (MBAC) is a privately held finance company specializing in car loan financing and in the servicing and acquisition of sub-prime and non-prime automotive retail installment contracts that is headquartered in South Florida. The company specializes in focusing on the non-conforming customer and vehicle demographic providing services for both independent car dealers and individual consumers.

Contact Details:

Mark Shapiro
3800 S Ocean Dr Suite G-4
Hollywood, FL 33019
Phone: 877-937-3777
Email: press(at)bmacfinance(dot)com
Website: http://www.bmacfinance.com/

StockBrokers.com Releases 2011 Forex Broker Review

Troy, MI 04, 2011 StockBrokers.com, an industry-leading source for online brokers, has released its 2011 Forex Online Broker Review.

The group, which already offers the most detailed information available from a third-party website, is now offering its Annual Forex Broker Review, a culmination of a year’s worth of research on 16 different brokers. StockBrokers.com’s in-house Forex trading staff spent hundreds of hours utilizing, testing and reviewing these brokers to provide users with an in-depth analysis of the trading platforms themselves something no other site offers.

The 2011 Forex Broker Review will cover brokers on the StockBrokers.com site and can be found at http://www.stockbrokers.com/2011-forex-review.html. The reviews are based on several specific categories, including:

Trade Costs: A breakdown of the transaction structure and incurred costs that are notably different than equities, options, or futures markets.

Platforms & Tools: Cutting edge and fully functional platforms are the back bone for any successful trader.

Research & Commentary: Quality, timely, and accurate information are vital in fast paced markets along with application for various trading styles.

Education: Due to the wide range of skill set from beginner to advanced trading, the ability to inform and develop clients is critical.

Investment Offerings: High priority to the accessibility of the multiple markets, currency pairs, exotics, metals, and various account services.

Customer Support: The importance of 24-hour availability and various communication channels are explored.

Mobile Trading: Technological capability and innovative apps are investigated and tested.

Results for each category as well as an overall review table can be found by visiting http://www.stockbrokers.com/2011-forex-review.html.

About StockBrokers.com
StockBrokers.com, an industry-leading source for online brokers, is wholly owned by Reink Media Group. A Michigan based company founded in 2009, Reink Media Group owns and operates multiple Web sites within the personal finance industry. The organization strives to provide pertinent resources, tools, and education for successful personal investing. For more information, please visit the company’s website at http://www.reinkmedia.com.

Dawn Works Limited Releases Home Asset Management Service

London, UK 20 July 2011 Having experienced insurance claim issues first hand, directors of Dawn Works Limited have released Calculist to assist its users in ensuring they are adequately covered in the event of a disaster or burglary. Calculist allows its users to quickly build a room by room list of their personal possessions, calculating their total worth along the way.

“We have all thought ‘It won't happen to usbut the reality is, sometimes it does said Teresa Tucker, Finance Director at Dawn Works Limited. “We have known people who could not replace all of their lost items because they were underinsured on their home contents.

“In the event of a house fire or burglary, insurance is our one saving grace stated Scott Rogers, Managing Director of Dawn Works Limited. “Calculist gives its users the piece of mind that you can replace all your personal possessions because they have been insured to their correct value, rather than being forced to choose which items you’ll have to do without.

Focus has been made on a secure service with no address details being requested. Calculist lets the user decide how much information is recorded and protects this information with a unique user login. The end result is a wizard based solution capable of producing reports for the police and insurance companies should the need arise.

Calculist is Dawn Worksflagship product and forms the basis of their upcoming suite of online business management solutions aimed at SME’s.

For more information on Calculist visit http://www.calculist.co.uk

About Dawn Works Limited

Dawn Works is a UK based software development company specialising in the development of online and bespoke applications with expertise in print and asset management.

Feedsto Announces Global Launch

09, 2011 In 2008, Efemena Timbo had an idea, and came up with mykrl.com, "a streamer of news events". Users had great difficulty grasping the innovative idea. Efemena became discouraged, and decided to shutdown the site. In February 2011, Efemena relaunched the website with a different name after shutting it down for months. The website started generating about a 100 views a day among friends.

The versatile website is called Feedsto.com

Feedsto users will experience fresh local news content, gadgets, email alerts, social capability, personalization, free deals and many other features. Feedsto has features that suggest articles relating to the original post or attains articles relating to the users browsing habits. Feedsto isn’t just a regular website, the site prices 0.00 on all products in their shopping zone in the "free deals" section of the site.

Efemena says, “users are rewarded for their online participation, and engagement on the site. Feedsto is the first website in the world that rewards users, instead of pocketing funds. Power to the users."

The more users that actively participate on Feedsto every day to read, and browse will generate funds which rewards users with free stuff. Just like going to school, the more a student reads, the more likely the student will get better rewards in life. This works because of sponsor's ads, free giveaways and from Feedsto personal funds. Users can sign up for free and get great services, events, and products for free emailed to their account daily. Feedsto does not act like a sweepstakes website neither do users lose card points. Everything posted is available for free.

Traditional ways of finding free things have proven ineffective. Search engines don’t guarantee first position on results for a promotion event, costly to promote things, and internet users can experience fraud. Feedsto eradicates these problems. Feedsto gives users the opportunity of getting free stuff and posting free stuff to our network. Feedsto is creating a wish list as well. The most active users will receive personal free stuff to their needs. An example would be like a school project that a Feedsto user desperately needs help financing, Feedsto will finance the project with no strings attached. Efemena believes in a "FREEWORLD" literally, not politically. Visit Feedsto.com today and explore. The website is active and already has 500+ free stuff to do.

True Real Estate Auctions are Back - with a Twist, Guaranteed Financing for the Highest Bidder

Baltimore, MD 5, 2011 Financial managers are talking about the tsunami of Americans that have suffered foreclosure credit loss. Most of these families otherwise have perfect credit. Now in Baltimore MD, these credit victims are eligible to purchase at Absolute Auction, a Penthouse residence on the inner harbor - with guaranteed financing to boot! Exclusively Auctions and Tranzon Fox will sell to the highest bidder one such residence on Thursday, April 21st.

An 1800 sq ft luxury residence in the new financial center of Baltimore with a water view is going to be sold at absolute auction on Thursday, April 21 - 5:00pm EST. Bidders must register in advance and can bid live in person or online during this likely first-ever guaranteed financing auction.

In the face of reserve and hanky-panky minimum bid style auctions, this new format turns the industry on its heels. Whether the final bid is $1 or $1Million dollars, this Penthouse will be sold. It is not &39;subject to bank or seller approvals&39; of the bid-price. The highest bidder will take it all. What&39;s more, financing is guaranteed to all bidders.

Frequently, banks use firms like REDC and other national auction houses to present what look like huge real estate liquidations. In fact, their low advertised minimum opening bid has little or nothing to do with the actual reserve or selling price set by the bank. In a true absolute auction of real estate, the highest bidder is the buyer - and the seller has agreed in advance of the auction to transfer title regardless of the bid.

Nicholas Varzos of Exclusively Auctions has teamed up with Tranzon Fox in Baltimore MD to power this dynamic sale. Varzos says the seller is prepared and capable of selling. The property is free and clear from mortgage debt. It is virtually brand new. What&39;s more, the seller believes in market equalities.

Frank Russo, AU18 will represent the sale in Baltimore. For more information about this important new auction of real estate in Baltimore, contact Nicholas Varzos (888) 826-7310 or Rachel Rabinowitz (443) 841-5916 as soon as possible.

Travelex Announce New Mobile Balance Alerts for Holidaymakers

London, UK May 28, 2010

Travelex has helped holidaymakers and overseas travellers worrying about the risk of running out of foreign exchange, thanks to a clever currency card which sends its owner a free text message alert when it runs low on money.

The service is available to Travelex Cash Passport (http://www.cashpassport.com/1/en/uk/ ) cardholders, through a partnership with Monitise. Customers who purchase the card will receive a free text message on their mobile phone when the cards credit drops below &163;100. Customers can then call Travelex, 24 hours a day, seven days a week, go online or visit a branch to reload their card with more money.

The new service is free and comes with all new MasterCard Cash Passports (http://www.cashpassport.com/1/en/uk/ ) and, as long as the customer registers their mobile number at the point of purchase, can be used abroad straightaway.

Mark Horgan, Managing Director of Card and Mobile Payments at Travelex said, "When you&39;re abroad the last thing you want to worry about is running out of foreign currency." (http://www.cashpassport.com/1/en/uk/ ).

"Our customers already use an online and telephone balance enquiry service and, with the holiday season looming, we&39;re pleased to offer this new SMS service to help them relax and unwind. And many foreign ATMs also offer balance enquiry facilities too."

Alastair Lukies, Chief Executive Officer of Monitise, added, "We are delighted to help holiday makers and business travellers relax through quick and worry-free management of their travel budgets."

The low balance text alert service has been launched in the UK for all new Cash Passport currency cards (http://www.cashpassport.com/1/en/uk/ ) and will be rolled out to Europe and Asia Pacific at a later date.

The new services are part of a global product upgrade programme by Travelex, which includes adding &39;chip&PIN&39; technology and making the Cash Passport more accepted worldwide through an alliance with MasterCard.

Travelex has already issued 400,000 Cash Passports in the UK and from May 2010 the new Cash Passport services will automatically be available to all UK MasterCard Cash Passport cardholders. The new service is available in seven currencies including the US dollar and euro and provides a way to carry money abroad, make purchases or withdraw cash without incurring overseas usage charges.

About Travelex:
Travelex is the world&39;s foreign exchange and international payments specialist. Operating through subsidiaries and branches in six regions: the United Kingdom; Europe, Middle East and Africa (EMEA); Americas and Asia Pacific.

As one of the world&39;s leading providers of outsourced travel money to banks, travel agencies and other retailers, it provides products including its prepaid travel card (http://www.cashpassport.com/1/en/uk/ ) to millions of customers every year. Through its world-leading automation, Travelex offers consumers a full range of delivery channel options including telephone and web-based ordering.

About Monitise
Monitise plc (LSE: MONI.L) has created the world&39;s first mobile money networks, which allow customers of multiple banks and mobile operators to perform banking and payment transactions directly from their mobile handset.

For further media information, please contact:
Stuart Disbrey
Bell Pottinger Business&Brand
65 Kingsway
Holborn
London&160;
WC2B 6TD
+44 (0) 20 7861 2495

BusinessFinance.com Introduces How to Establish Business Credit Card Accounts Through Business Finance Coach

Foothill Ranch, CA 29, 2010 BusinessFinance.com has launched a resource that shows businesses how to establish business credit cards without using the owner’s social security number. This is one of the necessary steps every business owner must take to separate their personal credit from their business credit. The information is provided inside the Business Finance Coach.

“Businesses must have three (3) business credit cards in order to build solid business credit scores,says Corey Pierce, Founder of BusinessFinance.com. “You can find over 500 credit cards that claim to be business credit cards, but out of those only 42 will issue a card without using your social security number. So those other 458 are credit cards with your business name on it, but they are not business credit cards.

The most important feature of these business credit cards is that they report the business credit history to the Small Business Financial Exchange which means that the business will then have a credit report file with Equifax that is critical to a business being able to receive bank loans for working capital and other needs in the future. Without that, the business will almost always be declined for financing.

The Business Finance Coach discloses all of the information about the 42 business credit cards. It let’s the business owner see exactly what it takes to qualify for each card before they apply. It shows a business owner things like; they must be in business for 6 months or a year before they apply or that they must have a certain bank rating before they apply, etc. The Business Finance Coach let’s a business owner pre-approve themselves for each card and know they will get the card because they meet the guidelines for approval.

The Business Finance Coach also teaches business owners the 20 items every business must have in place in order to even be looked at for a business loan. The Coach also goes into detail about what it takes to obtain five (5) vendor lines of credit, how to get listed with the three (3) business credit reporting agencies, and what they must do to get their first business loan from a bank. For more information on the Business Finance Coach you can visit http://www.businessfinancecoach.com.

To complement the Business Finance Coach, http://www.BusinessFinance.com features the Internet’s largest Business Funding Directory. The directory has 4,952 sources of business capital that business owners can search for free and match their capital needs to the approval criteria of those funding sources.

Top finance leaders met over weekend

6, 2009 On Sunday, world finance officials met within the semi-annual IMF and World Bank meeting to discuss the world&194;’s top issues and find the ways to resolve.

Finance ministers and central bankers from 180 countries paid attention to the recent threats global economy may face as the possibility of higher oil prices and terrorism attacks.

World economy potential is now considered to be highly dependent on oil prices, leading economists say. With oil prices being at the record highs in several years global economy may suffer from the recent figures of $50 per barrel as oil supply concern and disruptions connected with hurricanes hit U.S. in the recent months oil can be the very determining factor to rule economy tune. Oil supply cuts all over the world may lead to oil prices remain stable at $50 per barrel till 2010.

During the meeting, economists pointed the need for the International Energy Agency to keep eye for oil market with the control of OPEC.

In terms of the possibility of being hit by terrorists, finance leaders said it is important to promote world peace and security. "Defending the integrity of the world&39;s financial system and avoiding its mismanagement for irregular purposes are crucial features to peace," said Luis Morais Leitao, Portugal&39;s secretary of state for treasury and finance.

Rodrigo Rato, the IMF new managing director said the global recovery still can be in danger as oil prices go higher. He tried to encouraged top bankers to communicate their rate plans to markets to let them adjust.

On the parallel meeting of G7 on Friday, the U.S. also promoted the forgiveness of Iraqi debt as it accounts for $120 billion to individual countries and $40 billion to G7.

China was the member of the meeting for the first time and faced slight criticism of yuan being unconverted.

Financegates.com is an experienced guide to the world of finance. Our goal is to provide tools and information that help consumers make best financial decisions. FinanceGates.com operates a portfolio of internet-based personal finance channels including banking, mutual funding, stock brokerage, insurance and e-payments.

Travel Insurance Company Bows Out

Montreal, QC May 6, 2006

Mr. Ivon T. Hughes of the Hughes Trustco Group today advised its life insurance brokers that as of Friday May 5th, they would no longer be able to sell travel insurance for RBC Insurance, as the company has discontinued its distribution through life insurance brokers.

"While this is not great news, Manulife has strong travel insurance products and I expect they will pick up the majority of the slack," said Mr. Hughes. "Originally the Manulife products were developed by Liberty Mutual which distributed its products widely across the province and country. Subsequently this company was purchased by Maritime Life which commenced to put its stamp on the operations."

However, when Maritime Life was sold to Manulife, the emphasis and direction of the travel insurance section changed yet again. And now with the withdrawal of RBC from the life insurance brokerage/travel insurance market, an aggressive step forward by Manulife to the sector can be anticipated.

Travel insurance, especially after 9/11, has become a must-have item. Along with your ticket and debt-free credit card, you need to have a comprehensive travel insurance policy. And that means an inclusive policy to cover all possibilities of sicknesses and accidents along with the lost luggage. If you are sick in a hotel room in a country where you don&39;t speak the language, how are you going to communicate with the doctor And what if there is no doctor available Who pays the cost of travel, perhaps by ambulance, to get to a medical facility

A comprehensive travel insurance policy will include all this and more. This is not a time to try to get a bargain or cut out what seem like frills. As you should not bargain over price with your plastic surgeon, don&39;t bargain over the cost of your travel insurance.

About the Hughes Trustco Group

The Hughes Trustco Group went online in June 1998 to supply information about life insurance to consumers from all the life insurance companies. The website is visited every day by persons seeking information on term life insurance, disability insurance, critical illness and all forms of life&health insurance. Life insurance quotes are provided from all the companies allowing the client to make an independent assessment.

Pelican System Helps Hotel Incheon Airport Manage Payment Online Facility

January 19, 2005

This advance payment control system, a component of Pelican System&39;s online contracting feature, largely automates the processing of advance payments and credit from travel agents and corporate clients.

The facility offers a number of user-configurable options to handle most types of advance payments, including credit-card online payment, advance deposit, prepayment, and client credit. Besides setting credit limits and pay-by dates, the facility can be configured to suggest alternate payment options. For example, an agent who has used up his advance deposit might be offered the opportunity to pay by credit card for an additional, last minute, and booking.

Detailed reports on account balances, at-a-glance overviews, and warning flags generated by the facility can greatly simplify management and control of commercial payments. This facility will keep track of payment due dates, payments received &194;– whether by agents, corporate entities or directly from the guest &194;– and commissions payable in the case of direct customer payment. The facility can prove particularly useful with new clients or travel agents / corporate clients, by automatically monitoring compliance with prepayment dates for initial reservations, rapidly establishing whether the client or agent will be eligible for credit.

The Incheon Airport Hotel, an institution dealing with high travel agent client traffic, no longer has to see monitoring and controlling of customer credit as a burden.

&194;‘This payment system is one important instrument in dealing with travel agent clientele. Pelican System not only eases us in reservation procedures but we also find the advance payment system handy&194;’ observes Mr Viraj Mangaldas Pai, Manager &194;– Admin&Business Development.

&194;‘Monitoring payments from travel agents becomes less time consuming&194;’, he adds.

About Incheon Airport

Hotel is lying at a distance of just 8 minutes from Incheon International Airport, Seoul is an ideal Hotel for Backpackers, Business Travellers and Honeymoon Guests as it offers wide range of services. Travellers those who have to catch early morning flights and also arriving late at night at Incheon International Airport or Gimpo Domestic Airport better enjoy impressive comfort and relaxing atmosphere in this new conceptual business class hotel. Multilingual staff that can speak ENGLISH, KOREAN, JAPANESE, CHINESE, RUSSIAN AND HINDI makes you feel at home

About Pelican System

Pelican is an Internet-based reservation system designed to manage all types of bookings, whether made directly by guests or through travel agents and corporate clients.

For Internet users (direct guests) Pelican will provide instant confirmation of reservations made through the hotel web site, and will notify the hotel&194;’ reservation department though automatically generated e-mail messages.

For travel agents and corporate clients Pelican offers a feature called &194;“Online Contracting,&194;” which eliminates the need for paper-based, fixed-term contracts, allowing the hotel to set and adjust rates and allotments instantly according to seasonal period, special events, or unexpected demand.

Pelican system provides a secure link to agents and clients, allowing hotels to distribute confidential trade rates to pre-authorized recipients, and to share allotments among many agents and clients on a &194;“first-come-first-served&194;” basis. Each agent or client accesses the system directly from the hotel&194;’s own web site with a unique login/password combination, allowing the hotel to assign each user to a specific group, and to determine the information and privileges each group will receive.

With Pelican system, the hotel has complete control at all times, and can easily monitor activity through instantly generated summaries and full reports.

For more information please visit http://www.pelicansystem.com

Cheap Car Insurance Quotes with http://www.CarInsuranceQuotes.uk.com

UK 3 September 2011

At last two incredible cheap car insurance websites have joined forces to create one of the top financial price comparison sites on the Internet. Now consumers can find substantial bargains and discounts without having to scroll through a dozen different competing sites. QuoteyQuotey.com in partnership with CarInsuranceQuotes.uk.com is pleased to be able to offer consumers cheap car insurance quotes across the board via its innovative “BeatThatQuotesearch engine. Whether consumers are seeking family, high performance pursuits, hot hatch, prestige, convicted driver, 4x4, imported or sports car insurance, this website can effortlessly find the best deals with just a few simple clicks. The sites also provide comprehensive details on life insurance, health insurance, mortgages, credit card rates, and other financial policies. Most customers save up to &163;550 or more by using this service.

How It Works

While many insurance companies offer listings on their rates, it can be difficult for a consumer to effectively compare the market without spending hours entering detailed personal information on individual sites. QuoteyQuotey.com simplifies this process by employing one of the finest quote finding search engines on the web, BeatThatQuote. Recently purchased by Google, BeatThatQuote is widely considered to be the most concise and accurate online quote comparison engine. The engine will compare the market of over 100 car insurers and brokers from around the UK in order to deliver the most current deals right to each customer’s desktop or mobile display.

Those who want to find an estimate or quote can enter their information onto QuoteyQuotey.com and instantly receive a thorough and accurate comparison of prices. The quote engine searches for all types of vehicles, including cars, vans, bikes, and trucks. As a bonus, carinsurancequotes.uk.com also compares prices on a variety of other types of insurance, including pet, travel, life and health insurance. The engine has also expanded its reach to help consumers find up to date rate information on mortgages, loans, credit cards, and income protection policies.

The combination of these two highly efficient sites gives consumers a significant advantage for car insurance price comparison, regardless of the specific insurance policy or plan they may be seeking. The site has built its reputation not only on its thorough search capability, but its commitment to delivering the best possible rate to each individual customer. QuoteyQuotey.com is highly competitive in all types of insurance. If there’s a remarkable discount on any type of financial policy in the UK, customers can rely on QuoteyQuotey.com to find it.

This is not a one-size fits all operation, but rather a thoughtfully organised process which retrieves the best possible quotes. The longevity of the site is due in part to its overwhelmingly positive customer reviews and in part to its unswerving dedication toward providing the highest level of quality.

Actual Results The incredible &163;550 average discount that most consumers experience is based in part on the experience of 4.51% of customers who saved &163;550 between 1st of July and 31st of December 2010. The discount is calculated by the difference between the customer’s insurance renewal price and the discount offered by BeatThatQuote.com.

Each customer’s quotes are based on his current personal details and the particular make of his car. For this reason, customers can rely on the veracity of the results, as each has been tailored to their specific driving history. Many insurance sites provide general quotes that must be modified at a later date. With QuoteyQuotey.com, customers can be assured that they are seeing the best offers for their personal insurance needs. Have multiple cars It's easy to search for different coverage policies in a short amount of time.

The wide exposure of the site has encouraged many UK insurance providers to become more competitive with their rates. Both consumers and insurers benefit from QuoteyQuotey.com’s comprehensive and detailed listings.

Advertising Opportunities QuoteyQuotey’s ability to instantly find the best rates on all types of financial policies has made the website a highly desirable piece of virtual real estate. The site is pleased to be able to offer affiliate advertising banners and text links for interested advertisers. Those who wish to receive more information should write to affiliates(at)quoteyquotey(dot)com.

The European School of Economics opens the 2011-2012 Enrollment Season for International Undergraduate and Post-Graduate Courses

London, UK 22, 2011 The European School of Economics (ESE), has recently announced the official calendar of 2011-2012 International Undergraduate and Post-Graduate Courses, offered at the ESE Centers in New York, London, Milan, Rome, Florence and Madrid. Most of the 2011-2012 ESE courses will start soon, with few places still available for September 2011.

The European School of Economics is a new concept in higher education, a school without borders combining academic excellence, internationality and freedom in educational choices, with degree and certificate programs that are designed to prepare a new generation of pragmatic leaders and entrepreneurs.Undergraduate and post-graduate Alumni of the European School of Economics are among the most competitive business professionals on the market, prepared for leadership roles in international marketing, finance, communication and management.

ESE students have the freedom to individually tailor their course of study, studying abroad by selecting the ESE International Center of their choice, specializing in cutting-edge business sectors (such as fashion, events, music and sport management, among others) and accessing selected complete internship programs, offered by more than 1,500 leading organizations around the world.

The Undergraduate and Post-Graduate Courses offered by the European School of Economics in its International Campuses include:

*ESE Bachelor’s Degree*

Bachelor’s Degree of Business Administration

Bachelor’s Degree of Business Administration with Finance

Bachelor’s Degree of Business Administration with Marketing

Bachelor’s Degree in Organizational Communication with Media Management

Bachelor's Degree in Global Business with Entrepreneurship

Bachelor's Degree in Global Business with Organizational Leadership

*ESE Master’s Degree*
-&173;Master in Finance
-&173;Master in Management
-&173;Master in Marketing
-&173;MBA Master in Business Administration

*ESE Short Courses*
-&173;Art Management
-&173;Art Management & Consultancy
-&173;Cultural Tourism Management
-&173;Entrepreneurship
-&173;Environmental Economics
-&173;Event Management
-&173;Fashion Management
-&173;Hospitality Management
-&173;Hotel, Travel, Leisure and Tourism
-&173;Human Resources Management
-&173;Human Rights
-&173;Intensive English
-&173;International Finance
-&173;International Management
-&173;International Marketing
-&173;Media Management
-&173;Music Management
-&173;Personal Stylist / Image Consultant
-&173;Sports Management
-&173;Visionary Leadership Program

Follow this link to enroll now for the September 2011 courses at the European School of Economics. More info about European School of Economics and its Undergraduate and Post-Graduate Courses is also available at the ESE website.

*About the European School of Economics*
The European School of Economics (ESE) is a private College of Higher Education in international business, with educational centers in London, New York, Rome, Milan, Florence and Madrid. ESE is a British College of Higher Education and a recognized Educational Institution, accredited by the British Accreditation Council (BAC), with Undergraduate (BSc & BA Hons) and postgraduate (MSc, MBA) programs validated by the University of Buckingham (UK). More info about the European School of Economics is available online at http://www.eselondon.ac.uk.

*ESE Press Office (International)*
Please contact Mr. Nicola Hall for more info and press accreditation
Email: n(dot)hall(at)uniese(dot)it
Tel: +39 02 36504235

Protect Your Passport and Credit Cards From Identity Fraud This Summer

June 13, 2009

Recent research again shows Identity Fraud on the rise. The Independent Passport Information Service which is not affiliated with the British Governments Identity and Passport Service (IPS) on the 12th June has outlined four essentials for Brit&39;s travelling abroad this Summer:

Keep your Passport and other travel documentation on you at all times ideally in your inside pocket. Many pickpockets operate in airports and popular tourist destinations and the theft or loss of your Passport abroad can often ruin Holidays.

Use caution when leaving either a credit card or Passport as insurance with a hotel abroad, although often a reasonable request and harmless request it provides tricksters with the perfect opportunity to clone your documents as they have possession of the documents for the length of your stay.

Many restaurants / hotels these days have portable machine for taking credit and debt card payments and so there is no longer any need for your card to be out of site, it is suggested that unless the employee already does it to kindly request that the mobile unit is brought to you rather than your card taken to it.

Much of your personal information can be obtained easily such as your full name, martial status, area of your residence. However sensitive information such as date of birth, your mother&39;s maiden name and the first school you went to are often key security questions asked by Passport Offices, credit card firms etc to confirm your identity and are vital information for criminals and so it&39;s advisable you use caution when asked questions surrounding these topics with new acquaintances.

Up to date information on reporting a Lost Passport or Stolen Pasport can be found at: http://www.UK-Passport-Info.co.uk it is advised that should your passport go missing that you report it to the authorities in which ever country you&39;re in immediately.

Barclaycard Business Reveals Budget Airlines Benefiting from Business Travel

Northampton, Northamptonshire September 25, 2008

According to the latest annual Barclaycard Business Travel Survey, increasingly cost conscious UK business travellers are opting for no-frills airlines over traditional carries as they seek to maintain current levels of business travel in a bid to grow their businesses. Rail travel has also increased with a quarter of respondents (26%) claiming to have travelled by rail more than in previous years.

The newly released Barclaycard Business Travel Survey (http://www.barclaycardbusiness.co.uk/information_zone/travel/ ), now in its 12th year, canvasses the views of more than 3,000 business travellers across the country, building a comprehensive picture of the UK&39;s business traveller, gauging views on business travel and travel behaviour.

These current Barclaycard (http://www.barclaycard.co.uk/personal-home/index.html ) results show that 64% of business travellers have flown internationally on business in the last 12 months with 12% of respondents claiming to have flown on an international flight more than 11 times. This breaks down to an average of eight international flights per traveller in 2007. Domestic flights are less popular however, with only 43% claiming to have flown domestically in the last year. On average the business traveller takes six domestic flights a year. Only a few (4%) flew more than twenty times internationally (4%), while 5% flew more than ten times domestically.

While British Airways remains the most used airline for business travel (28%) both easyJet (ranked 2nd) and Ryanair (ranked 3rd) have increased their market share.

British Airways has for the seventh year running retained its status as the business traveller&39;s favourite business travel airline as voted by almost a third (28%) of the business travellers surveyed.

When selecting a class of travel, 44% of respondents cited cost as the overriding purchasing decision factor, with 17% claiming class is dictated by company policy, 12% by length of flight and only 7% down to personal preference. Despite the heavy investment of some airlines in premium economy products, standard economy is the most popular class with more than half (55%) of respondents claiming to use it the most often, an increase of nine percentage points from last year&39;s survey.

Denise Leleux, Director of Commercial Cards, Barclaycard Business (http://www.barclaycardbusiness.co.uk/index.html ) said: "Our latest survey shows that business travel numbers continue to climb as businesses seek economic growth however travellers appear to be downshifting to economy class travel as they attempt to maximize increasingly pressured business travel budgets."

The 12th annual Barclaycard Business Travel Survey was conducted in December 2007, amongst a nationwide sample of Barclaycard Business commercial card holders. A total of 3397 respondents (CEOs, chairmen, company directors, managers and executives) provided their thoughts on all aspects of business travel including airlines and hotels preferences to online bookings. Keeping in line with key public interests and new industry developments, this year saw the introduction of a new subject area, the environment, and also the continuation of two topics introduced in last City, State Month Day, Year --year&39;s survey - security and advanced travel technology.

Notes to Editors

About Barclaycard Business
Barclaycard Business is Europe&39;s Number 1 issuer of Visa Commercial Cards (http://www.barclaycardbusiness.co.uk/paying_by_cards/ ) with approximately 145,000 corporate customers, and almost 600,000 cardholders. It services businesses of all sizes from multi-national companies and Government departments to small and medium enterprises. Barclaycard Business commercial cards are welcome at more than 27 million outlets* and 1m ATMs* worldwide.

Barclaycard Business is also one of Europe&39;s largest acquirers and processors of card transactions, with over 93,000 retailer and business relationships. In September 2007, Barclaycard Business launched its contactless technology, OneTouch (http://www.barclaycardbusiness.co.uk/information_zone/onetouch_register.htmlWT.srch=1&WT.mc_id=1018 ), and became the first company to go live with a contactless terminal in the UK. It is now the leading provider of contactless technology in the card acquiring market and recently won Best Technology Initiative and Best Industry Innovation for OneTouch at the Card Awards 2008.

In 2007, more than 3 billion purchases were made with credit and debit cards through 200,000 Barclaycard Business&39; customer outlets in the UK.

*Source: Feedback from Visa merchant services customers

PR contact:
Andrew Bond
Barclaycard
PR Manager
1234 Pavilion Drive
Northampton
UK
NN4 7SG
01604 251229
http://www.barclaycardbusiness.co.uk/

Lendio and Lending Club Partner to Boost Small Business Financing for Prime Borrowers

Salt Lake City, UT / San Francisco, CA 10, 2011 Lendio, an online service helping business owners find viable small business loans and other sources of capital, today announced a partnership with Lending Club, the leading platform for investing in and obtaining personal loans, to help creditworthy entrepreneurs obtain financing for their small businesses.

“This partnership will enable more business owners to gain access to badly needed capital that they can’t get from traditional lending,said Brock Blake, Lendio CEO. “Lending Club has a strong, respected history, and has already added significant value for our customers.

Lending Club, which focuses on prime and super-prime borrowers with a strong credit history, will offer loans of up to $35,000 for that segment of Lendio’s users. Lending Club is transforming consumer lending by providing a platform that enables creditworthy borrowers to obtain fixed-rate, low-interest loans that are funded by investors.

Lendio’s technology instantly matches business owners with the right loans and lenders. Since Lendio launched its technology last March, more than $2 billion in business loans have been requested. So far, the loan approval rate is about 50-70 percent higher than the national rate. The partnership with Lending Club will enable Lendio to approve even more loan requests from prime borrowers.

“At a time when business loans are decreasing nationwide, Lendio is helping small business owners and entrepreneurs boost their businesses with crucial financing,said Renaud Laplanche, CEO of Lending Club. “We’re proud to join with Lendio to offer creditworthy entrepreneurs a low-interest option for funding their businesses.

About Lending Club
Lending Club brings together investors and creditworthy borrowers, utilizing technology and automation to reduce the cost and complexity of traditional lending in order to offer borrowers better rates and investors better returns. Founded in 2010 and based in San Francisco, CA, Lending Club has been recognized for its results and innovation by the Harvard Business Review and Dow Jones and featured in major publications, television and radio shows. More information is available at: http://www.lendingclub.com

Additional information about Lending Club is available in the prospectus for Lending Club’s notes, which can be obtained on Lending Club’s website at https://www.lendingclub.com/info/prospectus.action.

About Lendio
Lendio makes business loans simple by matching qualified small business owners with active banks, credit unions, and other lending sources. Through a proprietary matching technology, Lendio helps business owners identify the loan type and specific lenders that offer the highest probability for that business owner to prepare for and secure a business loan approval. For more information, visit http://www.lendio.com.

Press Contacts
For Lending Club:
Rebekah Nicodemus
Atomic PR
415-593-1400
Rebekah (at) atomicpr.com

For Lendio:
Dan Bischoff
Lendio
855-858-3635
Dan.bischoff (at) lendio.com

Lendio Adds TAB Bank; More Access to Equipment Loans and Working Capital

Salt Lake City, UT 19, 2011 Lendio, an online service helping business owners find viable small business loans and other sources of capital, announced today it has added TAB Bank to its network of lenders.

“Business owners looking for extra funds now have more options to find working capital and equipment financing,said Brock Blake, Lendio CEO. “TAB does an excellent job in providing funding for all stages of a business.

TAB offers these solutions through accounts receivable financing, lines of credit, equipment loans, asset-based Loans, re-discount/re-factoring lines, and specific deposit products.

“There are many small business owners in the country that are hurting because they struggle to find the right funding,Blake said. “This partnership will help those entrepreneurs find exactly what they need to grow their business.

Lendio is like a Match.com of sorts for business owners and lenders, which has significantly helped lenders find qualified business owners for their loan products. In the past three months, more than $1 billion in business loans has been requested through the Lendio system. So far, approval rates are about five-to-seven times that of the national average.

“TAB Bank is excited to be working with Lendio. We believe Lendio will help us be even more efficient in matching our specific commercial loan products to the right business borrowers across the country,said Eric Myers, Director of Marketing at TAB Bank.

About TAB Bank
TAB Bank was established in October 1998 in Ogden, Utah. Originally formed to provide financial services to the transportation industry, today TAB provides working capital facilities to a variety of business sectors while continuing to build on success within the transportation industry. TAB Bank customizes solutions to serve the needs of small and medium-sized commercial businesses across the U.S. With lasting commitments, TAB provides working capital, equipment financing, and bank services during all stages of the business life cycle in any economic environment. TAB provides these solutions through Accounts Receivable Financing, Lines of Credit, Equipment Loans, Asset Based Loans, Rediscount / Re-factoring Lines, and specific deposit products. For more information, visit https://www.tabbank.com/.

About Lendio
Lendio helps lenders to decrease customer acquisition costs and increase lending efficiencies by providing qualified loan opportunities to banks, credit unions, and lenders across the country. Through a proprietary matching technology, Lendio provides lenders the ability to efficiently identify and attract new customers that have already been filtered, qualified, and verified to meet the lender’s specific criteria (i.e. personal credit, business credit, or other important underwriting criteria).

Lendio also guides the business owner to help identify the business loan category and specific lenders that offer the highest probability of securing a business loan. For businesses that are not good candidates to obtain a business loan, Lendio also provides services that prepare them to be lender-ready. For more information, visit http://www.lendio.com/.

M&T Launches a Tool to Manage All Finances from a Single Place

Buffalo, NY 31, 2011 Personal financial management just became much easier thanks to a new product from M&T Bank.

FinanceWorksTM, available to all M&T customers as part of M&T Web Banking starting today, enables people to view and manage all aspects of their finances from a single web page. FinanceWorks automatically tells customers how they are spending their money, tracks budget and savings goals and lets customers view all their accounts from M&T and many other institutions all in one place, making it easier for customers to manage their money.

Paired with CreditScore, a monthly view of a customer’s FICO&174; Score, these two tools give customers a single place to view financial data and gauge their financial health. Both tools are available at https://www.mtb.com/personal/onlineservices/Pages/OnlineServices2.aspx

“At M&T Bank, we are constantly working on new ways to help customers access and manage their finances and reach their goals,said Michael Shryne, Senior Vice President of Alternative Banking for M&T Bank. “FinanceWorks and CreditScore are powerful tools that will make it easier for our customers to effectively plan, manage and analyze their financial situation.

M&T is a financial holding company with approximately $78 billion in assets, whose banking subsidiaries, M&T Bank and M&T Bank, National Association operate retail and commercial bank branches in New York, Pennsylvania, Maryland, Virginia, West Virginia, New Jersey, Delaware, Florida, the District of Columbia and Ontario, Canada.

FinanceWorks is a registered trademark of Intuit, Inc.

FICO&174; is a trademark of the Fair Isaac Corporation. Other product and company names herein may be trademarks of their respective owners. Credit Score is provided by Equifax&174;.

CMF Enters Partnership with Jets Marivent

Wimborne, UK 25, 2010 Close Motor Finance Ltd (CMF) has entered into a partnership with Jets Marivent, the official distributor of Sea-Doo&174; personal watercraft in the UK and Eire. CMF, recently been voted No.1 Finance House in the UK by Sewells, is Sea-Doo’s approved finance provider for 2010.

This is CMF’s first partnership for their new leisure division, which will cater for small marine craft in addition to touring caravans and motor homes. The partnership will be of mutual benefit to the companies, both seen as leaders in their respective markets.

“We are delighted to have been chosen by Jets Marivent to become their approved finance partner for 2010, and are looking forward to working with them closely on future projects. The first scheme enables all the Sea-Doo&174; dealers to have the ability to offer low rate finance schemes on the whole Sea-Doo&174; range,said Head of Leisure at CMF, Nick Brook.

“Sea-Doo&174; are proud to be associated with such a respected name within the finance industry and we hope that offering personal finance to our customers will increase accessibility and perhaps bring new riders to the sport,commented Sea-Doo&174; Product Manager, Mark Rowley.

For further information, please contact:

Shaun Lockwood

Close Motor Finance Ltd

Tel: +44 (0) 1302 646503

http://www.closemotorfinance.co.uk

Jenny Angell

Jets Marivent UK Ltd

Tel: +44 (0) 1202 856390

http://www.jetsmarivent.com

BRP (Bombardier Recreational Products) designs, develops, builds, distributes and markets utility vehicles, Rotax&174; engines and karts, Ski-Doo&174; and Lynx&174; snowmobiles, BombardierATVs, Sea-Doo&174; watercraft and sport boats, Johnson&174; and Evinrude&174; outboard engines, as well as Evinrude E-TECtechnologies. http://www.brp.com

Jets Marivent has specialized in Recreational Products since 1988, and is dedicated to the import and distribution of Bombardier Recreational Products in 14 European countries and has a wide network of almost 700 licensed dealers. Its headquarters are located in Barcelona, Spain with offices in Madrid, Netherlands, Great Britain and two offices situated in Germany. http://www.jetsmarivent.com

*, &174;, Trademarks of Bombardier Inc. or its subsidiaries

Close Motor Finance Ltd specialises in finance for cars, motorbikes, small marine, caravans and light commercials, Credit Protection Insurance (CPI) and GAP Insurance. Founded in 1988 by a small, dedicated team of professionals, it has expanded year on year and now has 13 branches located throughout the UK, with headquarters in Doncaster. Close Motor Finance currently employs over 200 people.

Close provides its services to a network of more than 4500 small to medium sized motor dealers nationwide offering bespoke finance solutions and working in partnerships with dealers.

Close Motor Finance is a part of the Close Brothers Group plc, one of the leading independent merchant banks in the UK.

Lawsuit Cash Advance Announces Joint Venture with Beacon Legal Finance

Minneapolis, Minnesota 18, 2010 Lawsuit Cash Advance, a leader in the litigation finance industry, announces a joint venture with Beacon Legal Finance, a Chicago-based lawsuit funding company that began its operations in January 2010. In their joint venture, Beacon will act as an exclusive originator for Lawsuit Cash Advance to market and source cash advances for plaintiffs who have personal injury lawsuits. In addition to receiving an ongoing source of funding for its cash advance pipeline, Beacon will benefit from Lawsuit Cash Advance’s established underwriting platform and experienced servicing capabilities.

According to Jon Sabes, Chief Executive Office of Lawsuit Cash Advance, “Beacon’s origination capabilities are extremely complementary to our existing marketing efforts, and we expect to significantly benefit from the multi-channel marketing strategies that Beacon can apply as an exclusive originator for LCA.James Pomposelli, Managing Principal of Beacon Legal Finance, added, “LCA’s transparent underwriting process, financial resources and commitment to the business make it a perfect match for Beacon’s ability to originate plaintiff cash advances.

About Beacon Legal Finance

Located in Chicago, Illinois, Beacon Legal Finance sources plaintiff cash advances primarily through direct consumer marketing. Beacon Legal Finance is found on the internet at http://www.beaconlegal.com/, and can be reached at 1-888-723-2266.

About Lawsuit Cash Advance

Headquartered in Minneapolis, Minnesota, Lawsuit Cash Advance is a lawsuit funding company that specializes in providing lawsuit cash advances to auto accident victims waiting for a pending insurance settlement or personal injury lawsuit. Lawsuit Cash Advance can be found on the internet at http://www.lawsuitcashadvance.com or at 1-800-781-0777.

Equifax Launches New Personal Finance Blog

Atlanta, GA June 11, 2010 Equifax announced the launch of the Equifax Personal Finance Blog earlier this week. The Equifax blog aims to inform and educate consumers about personal finance topics and features weekly insights and practical information from top consumer finance expertsIlyce Glink (Real Estate), Daniel Solin (Investment), Eva Rosenberg (Tax) and Linda Rey (Insurance), as well as a team of Equifax subject matter experts covering select credit-related topics.

The Equifax Personal Finance Blog marks the company’s latest Web 2.0 effort to further engage with consumers and transform its website, http://www.equifax.com, into a trusted consumer resource and destination for topical personal finance information. Equifax also boasts an iPhone app, a Facebook Fan Page, and a new Twitter profile (@EquifaxPFB).

“Now, more than ever, consumers are searching for information and answers about their credit and finances,says Trey Loughran, President, Equifax Personal Information Solutions. “We created the Equifax Personal Finance Blog as a destination for consumers to find sensible, straightforward information and insights to help them make informed decisions about their day-to-day finances."

Every day on the blog, consumers will find new posts and helpful answers on topics like:

4 Myths About Your Credit History

Tax Talk Before Marriage

To Convert to Roth IRA or Not: That is the Question

7 Ways to Save on Auto Insurance

No More Home Buyer Tax Credits: Is Now a Good Time to Buy a Home

“Credit touches almost every part of our financial lives and can be confusing, explains award-winning real estate writer and author Ilyce Glink. “The consumer finance experts who write for the Equifax Personal Finance Blog will combine our real-world experience and expertise to create original, easy-to-digest content about the five pillars of personal finance—credit, tax, insurance, investment/retirement, and real estate—that breaks through the misinformation in the market to help consumers make smarter decisions with their money.

Get smart information on everything from real estate to retirement, all in one place at the Equifax Personal Finance Blog, http://www.equifax.com/blog. Find out more about Equifax’s suite of credit, identity and debt-related products designed to maximize your financial well-being at http://www.equifax.com.

About Equifax Inc. (http://www.equifax.com) Equifax empowers businesses and consumers with information they can trust. A global leader in information solutions, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers.

With a strong heritage of innovation and leadership, Equifax continuously delivers innovative solutions with the highest integrity and reliability. Businesses -- large and small -- rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more. We empower individual consumers to manage their personal information, protect their identity, and maximize their financial well- being.

Headquartered in Atlanta, Georgia, Equifax Inc. operates in the U.S. and 14 other countries throughout North America, Latin America and Europe. Equifax is a member of Standard & Poor&39;s (S&P) 500(R) Index. Our common stock is traded on the New York Stock Exchange under the symbol EFX.

Fortoras Straightforward Personal Finance Manager for Mac & Windows Ships

Bellflower, CA 26, 2008 Fortora is pleased to announce the availability of Fortora Fresh Finance 1.1, the straightforward personal finance software for everyone. With Fortora Fresh Finance, you can easily manage your personal finance-related tasks, such as balancing the checkbook, keeping track of credit cards, bill reminders, budgets and more. And you can easily generate reports to see where your money is going. Fortora Fresh Finance&39;s streamlined user interface has an easy learning curve, and you will be up and running in a matter of minutes. Other benefits include network support for simultaneous access from multiple machines, and database compatibility between the Mac and Windows editions of Fortora Fresh Finance.

Fortora Fresh Finance for Mac is compatible with Mac OS X 10.2 or later (Universal Binary), and Fortora Fresh Finance for Windows is compatible with Windows Vista, XP, 2000 and 2003. Fortora Fresh Finance costs only $29.99 USD, and the license allows each copy purchased to be used on up to three (3) computers. Free trial versions are also available for download. For more information about Fortora Fresh Finance for Mac, please visit http://www.fortora.com/ffmac. For more information about Fortora Fresh Finance for Windows, please visit http://www.fortora.com/ffwin.

About Fortora:
Fortora is an independent software company headquartered in Bellflower, California, USA. Our flagship product is Fortora Fresh Finance, the straightforward finance software for everyone. Our vision is to create only the best products and customer experiences in the industry. If you&39;ve dealt with bad software companies in the past that just didn&39;t have a clue, get ready to be amazed. We treat our customers with the respect that they deserve, and we listen to all of their concerns. We are continually enhancing our products based on user feedback, so that means you get a product specially tailored to your needs, not to the needs that some software designer thinks you may have. That&39;s a big difference.

Contact:
George I. Ashkar
Fortora LLC
P.O. Box 1458
Bellflower, CA 90707-1458
562-278-2009
http://www.fortora.com

Complimentary evaluation copies available upon request.

Mayoral Candidate Phil Ting Calls for Mayor to Accept Limits, Candidates to Stop Attacks

San Francisco, CA 10, 2011 San Francisco Assessor-Recorder and candidate for mayor Phil Ting today called on Mayor Ed Lee to abide by the public financing spending limits in his recently announced campaign for mayor. With the tone of the mayoral campaign turning increasingly negative since Lee entered the race, Ting also called on all mayoral candidates to refrain from spending public matching funds on personal political attacks.

“If Mayor Lee wants to raise money outside of the public financing system that is his choice, but he should also choose to abide by the spending limits that help ensure public trust in our political process,Ting said.

In calling on all of his fellow candidates for mayor to sign a pledge to not use public financing dollars on personal political attacks, Ting said, “San Franciscans are tired of all the political attacks, and they shouldn’t have to pay for it through public financing. That’s why my Reset San Francisco campaign is about attacking our problems not attacking each other.

‪Public financing rules in San Francisco limit candidates to spending $1,475,000 on their campaign for mayor. Mayor Lee recently announced that he would not be participating in the public campaign finance system. Ting said that in the coming days he would be circulating a letter for his fellow candidates to sign pledging to not spend public matching funds on personal political attacks.

Learn more about Phil Ting’s campaign at: http://www.ResetSanFrancisco.org

Paid for by Phil Ting for Mayor 2011.
601 Van Ness Ave., E229, San Francisco, CA 94104 - FPPC ID 1334205

Travelers Victimized by ID Theft Can Save Credit Scores, Time, Money with Help of ID Experts Included in Two of Travel Insureds Trip Insurance Plans

East Hartford, CT (Vocus/) April 12, 2011

The Federal Trade Commission had 250,000+ consumer complaints of ID theft in 2010. The FTC and the US Travel Insurance Association offer prevention tips, but experts say no one is fully safe. Javelin Research found "new account fraud" cost consumers $17 billion in 2010. Travel Insured International&174; includes ID theft recovery assistance at no extra cost in two travel insurance plans.

The explosive growth of smart phones, personal digital assistants (PDAs) and interactive social media, all popular communication tools for travelers, has accompanied one of America&39;s most popular growth crimes: ID Theft. According to CNNMoney, ID Theft complaints comprised the highest number at 19 percent of the 1.3 million consumer complaints received by the Federal Trade Commission in 2010. The annual Identity Fraud Survey by Javelin Strategy and Research, conducted of 5,000 consumers at the end of 2010, found that while overall ID theft-related fraud declined compared to 2009 thanks to corporate vigilance, the cost to each victim increased sharply.

"The mean consumer out-of-pocket cost due to identity fraud increased 63 percent from $387 in 2009 to $631 per incident in 2010," said Javelin&39;s survey summary. Javelin noted that new account fraud, "in which accounts are opened without the victim&39;s knowledge" was the highest 2010 category at a total of $17 billion."

ID Theft Recovery Assistance

Travel Insured International&174;, the leading privately-owned travel insurance provider, includes ID Theft Recovery Assistance as a value-added benefit at no extra premium cost in its comprehensive Worldwide Trip Protector and Worldwide Trip Protector Gold plans. Insured travelers whose personal identity information is lost, stolen or otherwise compromised during their insured trip receive assistance from Travel Insured&39;s partners at ID Experts, the ID theft recovery specialists. Travel Insured customers, at no added charge, benefit from theft recovery services that other consumers normally pay fees to their credit card providers or to security service companies to obtain.

According to ID Experts account manager Mitch Beem, the company&39;s anti-theft professionals serve as "recovery advocates" on behalf of Travel Insured customers whose identities have been compromised.. "When granted limited power of attorney, we act on the victim&39;s behalf and can save them hundreds of hours," said Beem. ID Experts will contact credit card companies, banks and other creditors on behalf of the customer, as well as the three major credit bureaus to help restore their credit standing prior to the identity breach while working to eliminate unauthorized debts. Beem said ID Experts can keep an active case of ID Theft open for up to three years to provide recovery assistance needed to address additional ID theft activity stemming from the original event, but the customer can discontinue this service at any time.

ID Theft recovery services provided include:

Help to replace lost or stolen passport, or travel documents.

Filing loss or theft reports with local authorities.

Helping deactivate and replace stolen credit or debit cards

Contacting credit bureaus to help restore pre-fraud credit ratings.

Contacting banks and creditors to protect accounts

Notifying family or employer about missing data

ID Theft Recovery Assistance is one of a suite of emergency assistance services provided to Travel Insured International&174; customers adding the comprehensive Worldwide Trip Protector or Worldwide Trip Protector Gold plans. Both plans include Worldwide Emergency Medical Assistance and 24-hour Concierge Assistance. Additionally, the Worldwide Trip Protector Gold plan adds Political Evacuation and Business Concierge service as included benefits. Travel Insured&39;s signature Worldwide Trip Protector comprehensive plan offers Political Evacuation as an inclusive feature in the Medical coverage upgrade priced at $25 per person, and offers Business Concierge as an inclusive feature with the Baggage protection upgrade priced at $25 per person.

Common Sense Prevention

Several ID theft prevention tips recommended by the FTC, the U.S. Travel Insurance Association and ID Experts are common sense but bear repeating:

Never carry a social security card in your wallet or purse. Lock it away safely at home.

Keep personal profile information private on social media pages. Never post any financial-

related info or Identity-related numbers. The same is true in text messages.

Use credit cards, not debit cards for travel. Charges can be reversed. Debit cards tap bank

accounts directly.

Do not put a credit card number or other financial information on public computers.

Never leave an ATM or credit card swipe machine until a transaction is completed and

machine is cleared.

Never give credit card info over the phone to a hotel employee. Go to the front desk and

confirm the validity of the request.

Be aware of ATM machine surroundings. Watch for anyone taking your picture with a digital

camera or mobile device.

About Travel Insured International&174;

Travel Insured International&174;, based in E. Hartford, CT, was founded in 1994 by the foresight of insurance industry executive Peter Gehris when he acquired the travel protection division of the Travelers Insurance Company. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC 11150) with executive offices located in Jersey City, NJ. Arch Insurance is rated A (“Excellent for financial strength by the insurance rating service A.M. Best. Not all insurance products or coverage is available in all jurisdictions. Coverage is subject to actual policy language

Travel Insured International&174;
52-S Oakland Ave.
E. Hartford, CT 06128-0568
Contact: John Stone
Media Relations Manager

Credit Card Interest Rates Trend Upward

Cleveland, OH October 12, 2005

Average credit card rates continue to climb, according to the weekly IndexCreditCards.com Credit Card Monitor. A quarter-point increase on many American Express cards had the biggest impact on this week&39;s averages. The increase from American Express was not surprising, as a hike in federal lending rates last month had already caused other financial institutions to raise rates.

"Top-level" consumer credit cards averaged a 9.64% Annual Percentage Rate (APR) in the latest survey, up from 9.51% last week. The lowest rate found for consumer credit cards without an annual fee was the Capital One Platinum MasterCard, offering a 5.9% APR. During the last week, Capital One shuffled its card lineup, removing the PrimeLock credit card from its offerings while reducing the APR on its Platinum card.

"Top-level" business credit cards averaged a 9.91% APR, up from 9.87%. The lowest rate for business credit cards with no annual fee was the Advanta Platinum BusinessCard, offering a 7.99% APR, as well as a program with travel or cash back rewards.

IndexCreditCards.com uses "top-level" to describe Platinum or similarly designated credit cards that generally offer the lowest interest rates to eligible cardholders.

"These averages are based on the best rates published by the issuing credit card banks," cautions Justin McHenry, Research Director for IndexCreditCards.com. "Consumers or businesses with excellent credit should be able to find cards at these rates, but those with shakier credit histories may not. If you don&39;t have top quality credit, add 2% to these averages as a rule of thumb in determining your probable rate."

IndexCreditCards.com also surveys rates of reward credit cards for consumers and businesses, as well as student credit cards. The latest averages include:

• Reward cards for consumers averaged a 10.77% APR, up from 10.75%. The lowest APR in this group belonged to the MBNA Rewards American Express Card at 7.9%.
• Rewards cards for businesses had an average interest rate of 11.37%, up from 11.31%. The Advanta Platinum BusinessCard referenced above was the lowest rate offered at 7.99%.
• Student credit card rates stayed steady, with an average 14.72% APR. The Wachovia Student Visa offered the best APR at 9.9%. Student credit cards generally offer higher interest rates than basic consumer credit cards due to students&39; lack of credit history.

Financial institutions represented in the survey include Advanta, American Express, Bank of America, Capital One, Chase, Citi, Discover, MBNA, National City, Providian, Pulaski Bank, U.S. Bank, Wachovia, and Wells Fargo.

About IndexCreditCards.com

IndexCreditCards.com offers credit card news, research, and perhaps the most comprehensive index of credit cards available on the Internet today, with a master listing of over 500 credit cards as well as categorized lists based on interest rates, reward programs, business credit cards, student credit cards and credit cards for those with poor credit histories.

Credit Card Monitor is a weekly survey tracking average credit card rates in multiple card categories. Credit Card Monitor information provided in this release may be reproduced free of charge, provided credit is given to http://www.IndexCreditCards.com.

Contact:

Justin McHenry

216.374.3176

http://www.IndexCreditCards.com

Post Office Credit CaThe Post Office Alerts Travellers to Holiday Travel Credit Card Chargesrds highlights financial travel traps for UK holidaymakers

London, UK (Vocus/) 17 April 2011

Over two-thirds (68 per cent) of holidaymakers who plan to use their trSeptember 14, 2010

UK holidaymakers are set to spend &163;3bn on their credit cards while abroad before the end of 2010, according to new research from Post Office Credit Cards. However, the research found that some 4.8 million travel credit card users are likely to face extra charges imposed by credit card companies for using travel credit cards overseas.

Of all UK holidaymakers who plan to use their travel credit cards abroad, almost half (42 per cent) admitted to being unaware as to what it would cost them. When asked why they would be using their travel credit cards while on holiday the research found that 300,000 people claim to use their card abroad because they will have no extra money left after paying for the holiday itself. A quarter of those planning to spend on a travel credit card while abroad will do so in order to top up their spending money after they have used all their cash, and 15 per cent will use their travel credit card to spend more while they are away and then pay it off at a later date.

The Post Office reminds UK holidaymakers that using travel credit cards for spending overseas can sometimes prove expensive as many providers typically charge additional fees for both purchases and cash withdrawals when using travel credit cards abroad.

In order to avoid these charges, Post Office Credit Card is advising travellers to shop around for the best deal on their travel credit cards before they depart. Unlike many other providers who charge travel credit card fees, the Post Office offers its travel credit card holders 0% commission on overseas purchases.

avel credit card overseas could be set to waste millions in travel credit card charges, according to research conducted by Post Office Credit Cards.

According to the Post Office research, paying unnecessarily for the privilege of using a travel credit card abroad is one of the top five financial travel traps catching out UK holidaymakers. Cutting corners on travel insurance and paying over the odds for foreign currency were also identified as common holiday pitfalls.

However, travel credit card charges could easily be avoided by using a travel credit card which does not charge a fee for foreign transactions, such as the Post Office’s Credit Card.

Meanwhile the Post Office is advising UK holidaymakers travelling to Europe to check that their transaction can be made in the local currency, instead of automatically being changed to the currency of wherever the card was issued which can result in the travel credit card holder paying over the odds for the purchase.

Az Alibhai, Post Office Head of Credit Cards, said: “If you are planning to use your travel credit card abroad it is vital that you use one which doesn’t charge any fee for purchases made abroad.

“The Post Office travel credit card doesn’t charge at all for foreign purchases, whether you’re within the EU or off on a long-haul trip.?/p>

The Post Office travel credit card also offers no cash advance fee when purchasing foreign currency from the Post Office.

Winners of the Fifth Annual Citi Financial IT Application Competition Announced in Shanghai

The winning team

November 23rd, 2009, Shanghai The fifth annual Citi Financial IT Application Competition announced its winners on Saturday in Shanghai. After six months of pre-screening and a two-day final competition, the team with project of Financial Information Search Engine Project from Wuhan University won the highly-coveted Citi Cup award and US10,000 in prize money.

More than 1,300 students from 38 universities nationwide participated in this year’s competition. Students were asked to think of new ways to improve productivity, reduce cost, improve service quality, raise security and reduce risk using technology.

A panel of industry and academic experts selected nine teams to enter the final competition in Shanghai. The students were required to demonstrate a strong technical understanding, program management and problem solving skills. Additionally, the nine teams were expected to present their ideas in an engaging and compelling manner.

Andrew Au, CEO of Citi China, said, “Information technology is a fundamental driver behind innovation in the financial services industry. A healthy IT sector that can support the evolving needs of China's financial industry is crucial to both the financial industry and the greater economy. We are delighted to see that the program has played a role in expanding the talent pool for the sustainable development of a vibrant IT sector - that supports the ongoing success of China’s social and economic development.

Sun Lanlan, Director of The State Council Research and Development Center, the International Cooperation Bureau, said, “thanks to Citi’s vision and support, the Financial IT Application Competition has now become a benchmark for developing studentscomprehensive competency in China, as well as a leading example of collaboration between universities and enterprises in China. In addition to fund support, Citi has also exerted its positive impact on nurturing studentscreativity, improving their overall qualifications, elevating entrepreneurship and teamwork, and promoting studentsinterest in technology.

Launched in 2005, the Citi Financial IT Application Competition reinforces Citi’s commitment to supporting the healthy and sustainable development of China’s financial IT industry. In fact, for the past five years, the Citi Foundation has provided approximately US$2 million in grants to support this sector. Co-organized by Citigroup Software and Technology Services, Tongji University and Shanghai Technology Entrepreneurship Foundation for Graduates, the competition has become an influential platform and important bridge between academia and the IT industry. The competition generates ideas, provides a platform to share experiences, and fosters innovative and practical skills amongst participants.

Since 2005, more than 6,000 students and 640 teachers from over 40 universities have participated in the competition. Some winners were invited to share their ideas at the 2007 Cebit Asia trade fair, electronic finance exhibition in Shanghai. Winners were also invited to participate in the 2007 Global IT Outsourcing Summit.

Citi continues expansion in Mainland China Receives approval to open new branch in city of Nanjing

September 14, 2010, Shanghai - Citigroup ("Citi") announced today that it has been granted approval by the China Banking Regulatory Commission ("CBRC") to open a branch in the city of Nanjing. The Nanjing branch will be Citi's 11th branch in China, and will officially open end of 2010.

Mr. Andrew Au, Chief Executive Officer, Chairman and President of Citibank China noted that, "Expanding our network is a key pillar of Citi China growth strategy. The extension of our network to Nanjing, which sits in one of the most affluent regions in China, represents a significant milestone for our Franchise. It reflects our deep commitment to China and our intent to invest in China and grow our business here to the fullest extent possible."

The new branch will offer a comprehensive range of product and service offerings to multinational and local companies, Chinese residents and foreign nationals. Corporate banking services will include cash management, trade finance and services, loans and syndication, FX transactions, project finance and structured finance and other financial products.

Citi currently operates nine corporate bank branches and 30 consumer outlets in China, in Beijing, Shanghai, Hangzhou, Guangzhou, Shenzhen, Tianjin, Dalian, Chengdu, and Chongqing. Citi is to open its 10th new branch in the city of Guiyang in October, the bank has recently opened two state-of-the-art consumer banking outlets in the People's Square subway station in Shanghai and the Asia Games Village in Beijing.

Citigroup And Orient Securities Sign China Securities JV Agreement

HONG KONG/SHANGHAI - Citigroup and Orient Securities Company Ltd today signed definitive agreements, subject to regulatory approval, establishing a securities joint venture to operate in the Chinese domestic market. The new JV will be called 东方花旗证券有限公司 in Chinese and “Citi Orient Securities Co. Ltdin English.

The joint venture will engage in investment banking business in the Chinese domestic market, including equity and debt underwriting and advisory services. Orient Securities Company Ltd will have a 67 per cent stake in the new entity with the remaining 33 per cent owned by Citigroup, consistent with existing Chinese regulations.

In addition to the investment banking JV, Orient Securities and Citi will also explore further cooperation in other areas such as research and training.

“The pairing of Citi’s global capabilities and Orient’s local strengths will create a market leading securities company with the ability to service Chinese and international companies to help them raise capital from local equity and debt markets. This new partnership underscores our strategic commitment to China’s capital markets and complements our well-established banking franchise in China," said Stephen Bird, CEO for Citi in Asia Pacific.

"We are delighted to be forming this important partnership with Orient Securities, a strong, highly reputable local firm which shares Citi’s management philosophy on building for success. This announcement underlines our continued investment in China to support our clients,said Andrew Au, CEO for Citi China.