Banzai Launches Personal Finance Web Application Aimed at Cash-Strapped Consumers

Provo, UT 27, 2007 Kendagriff, LLC announced today the launch of Banzai a web application based on The Banzai Way a personal finance philosophy which emphasizes individual responsibility for spending decisions. In an uncertain economic environment, Banzai offers users an affordable, web-based system to control their spending and get out of debt, aided by the personal assistance of a Banzai Coach.

Banzai&39;s co-creator, Morgan Vandagriff, a graduate of the Wharton School at the University of Pennsylvania, spent 6 years developing The Banzai Way. "Our approach is based on the principle of personal responsibility. The system is designed to give users the flexibility they crave while maintaining the discipline they so desperately need," says Vandagriff.

Vandagriff&39;s philosophy is simple, with roots that can be traced to his childhood. "When I was young, I saved my money in glass jars. Each jar was labeled with a purpose---&39;Candy,&39; &39;Comic Books,&39; etc. When one jar was empty, I had to decide whether to take money from another jar to buy what I wanted. This simple method was easy to use because my money was all in one place and I could always see how much I had. Being forced to make trade-offs or do without encouraged personal responsibility. Our online system uses the same principle. We&39;ve created jars for grownups."

Banzai uses this jars paradigm to focus users&39; attention on the spending flexibility they have now and the impact their decisions will have on the future. The system uses jar balances to show users how much they can spend at any time for a given purpose. If spending from one jar exceeds the balance available, users must identify a trade-off they are willing to make elsewhere. This practice helps them achieve their goals while making accommodations for the unpredictability of real life.

Upon sign-up, each user is assigned a Banzai Coach, whose role is to help new users apply The Banzai Way to their own lives. One coach, Kendall Buchanan, observes, "As I work with individuals new to Banzai, I am always surprised to see the unique benefits it offers to users regardless of their circumstances. Each user gets something different out of the system."

Banzai users report success in making lasting changes to their spending behavior. "In the past, I tried other personal finance programs but none of them helped me understand the impact my daily decisions have upon my financial health the way Banzai does," says J.B. Haglund of Philadelphia, Pennsylvania. "Banzai is strong medicine for spending problems," says Vandagriff, "but a few minutes a day is all it takes to bring your finances under control."

Banzai&39;s online services (including access to a Banzai Coach) are available now at a price of $1.00 for the first month and $4.95 per month thereafter. To learn more about The Banzai Way, please visit http://www.banzaiway.com.

About Kendagriff, LLC

Kendagriff, LLC developed The Banzai Way philosophy of personal financial management and Banzai, the associated web application. The creators recognized that traditional personal finance systems place too much emphasis on analysis of past spending behavior as a means of motivating users to make responsible financial decisions. The Banzai Way, by contrast, was designed to help individuals and families control spending and get out of debt by demonstrating the impact of individual decisions upon financial health. The philosophy focuses users&39; attention on the decisions which matter most: those they are about to make.

Though the company got its start in Philadelphia, Kendagriff, LLC is now based in Provo, Utah with data operations in Salt Lake City.

Banzai Personal Finance Web Application - Homepage
Banzai Personal Finance Web Application - Tour
Banzai Personal Finance Web Application - What are Jars
Banzai Personal Finance Web Application - "Are You a Financial Ninja" Quiz

GMAC Financial Services Bolsters Effort to Educate Consumers about Personal Finance

Orlando, Florida 18, 2009 GMAC Financial Services has bolstered its effort to provide consumers with personal finance education with a $20,000 grant to InCharge&174; Education Foundation, Inc. (ICEF). The funding will be used to co-sponsor a series of financial literacy courses throughout the country in 2009. The courses, named "Smart Edge by GMAC," are designed to help people make better financial decisions by providing them with information about budgeting, real estate and automotive finance, insurance, credit reports, credit scoring, and other tools.

The coordinated effort marks the second consecutive year in which GMAC and ICEF will collaborate on an educational endeavor of this scale. More than 50 "Smart Edge by GMAC" courses will be offered in 2009 using curriculum and materials developed by GMAC.

"This partnership is just one example of the type of personal finance education our organization can provide companies across the United States," said ICEF&39;s president and CEO, Alberto M. Duarte. "We have these types of programs ready to go, all we need is the support of businesses interested in educating their customers, potential customers and even their staff about personal financial literacy." ICEF offers education to businesses, religious groups, colleges, high schools, and others in an effort to promote effective money management.

For information on when and where the ICEF/GMAC Smart Edge Events will be held, visit http://www.gmacfs.com/SmartEdge/en/index.html, or http://www.incharge.org/Community/Inthecommunity.aspx.
GMAC Financial Services is a global finance company operating in and servicing North America, South America, Europe and Asia-Pacific. GMAC specializes in automotive finance, real estate finance, insurance, commercial finance and online banking.

About InCharge&174; Education Foundation (http://www.inchargefoundation.org) Headquartered in Orlando, Florida, InCharge&174; Education Foundation, Inc., and its affiliates, including InCharge Debt Solutions, offer education, credit counseling and budget management resources to assist consumers in managing their debts by helping them develop a strategy to repay creditors and regain control of their finances. As part of their educational efforts, these organizations offer consumers online, interactive resources as well as a series of workshops and seminars throughout the country. Their Web sites, http://www.inchargefoundation.org and http://www.incharge.org, offer numerous publications and self-study guides that can help consumers become more effective in managing their money.
The names and logos of other third parties, their products and services names shown herein, may be trademarks and/or service marks of their respective owners.

Bmacfinance.com Now Offering 24-Hour Car Loan Financing

Hollywood, FL January 06, 2011 So as to help South Florida residents obtain affordable and reliable transportation, BMACFinance.com now provides a central location for customers to obtain car loan financing in South Florida. The company specializes in assisting credit challenged customers with 24 hour funding available for qualified consumers.

A large number of consumers that have been turned down for new and used car loans recently, are now searching for financing alternatives on the Internet. BMACFinance.com helps fill this void for shoppers looking to auto finance in South Florida through their online retail loan application that rapidly communicates loan approvals through SMS text, email, and phone call depending on the customer&39;s preferences.

A significant challenge that arises for consumers who suffer from mis-managed or a poor financial history is finding car loans for bad credit. BMACFinance.com helps people with bad credit obtain auto loans through working with a large number of car dealerships throughout the United States to match customers obtain a car loan.

BMAC representative, Carl Warton, states, “To be able to help our customers who have been turned down in many cases by a number of auto financing companies obtain a car loan is a tremendous feat. It just shows you that just because someone has bad or poor credit, all it takes is for a company care about the individual more than the bottom line to get shoppers approved for a car loan.

BMAC financing staff is proud to provide a personalized service with the ability to approve funding for consumers who have difficulty obtaining car loans through competing loan companies.

About Bmacfinance.com:

BM Auto Capital, LCC (MBAC) is a privately held finance company specializing in car loan financing and in the servicing and acquisition of sub-prime and non-prime automotive retail installment contracts that is headquartered in South Florida. The company specializes in focusing on the non-conforming customer and vehicle demographic providing services for both independent car dealers and individual consumers.

Contact Details:

Mark Shapiro
3800 S Ocean Dr Suite G-4
Hollywood, FL 33019
Phone: 877-937-3777
Email: press(at)bmacfinance(dot)com
Website: http://www.bmacfinance.com/

StockBrokers.com Releases 2011 Forex Broker Review

Troy, MI 04, 2011 StockBrokers.com, an industry-leading source for online brokers, has released its 2011 Forex Online Broker Review.

The group, which already offers the most detailed information available from a third-party website, is now offering its Annual Forex Broker Review, a culmination of a year’s worth of research on 16 different brokers. StockBrokers.com’s in-house Forex trading staff spent hundreds of hours utilizing, testing and reviewing these brokers to provide users with an in-depth analysis of the trading platforms themselves something no other site offers.

The 2011 Forex Broker Review will cover brokers on the StockBrokers.com site and can be found at http://www.stockbrokers.com/2011-forex-review.html. The reviews are based on several specific categories, including:

Trade Costs: A breakdown of the transaction structure and incurred costs that are notably different than equities, options, or futures markets.

Platforms & Tools: Cutting edge and fully functional platforms are the back bone for any successful trader.

Research & Commentary: Quality, timely, and accurate information are vital in fast paced markets along with application for various trading styles.

Education: Due to the wide range of skill set from beginner to advanced trading, the ability to inform and develop clients is critical.

Investment Offerings: High priority to the accessibility of the multiple markets, currency pairs, exotics, metals, and various account services.

Customer Support: The importance of 24-hour availability and various communication channels are explored.

Mobile Trading: Technological capability and innovative apps are investigated and tested.

Results for each category as well as an overall review table can be found by visiting http://www.stockbrokers.com/2011-forex-review.html.

About StockBrokers.com
StockBrokers.com, an industry-leading source for online brokers, is wholly owned by Reink Media Group. A Michigan based company founded in 2009, Reink Media Group owns and operates multiple Web sites within the personal finance industry. The organization strives to provide pertinent resources, tools, and education for successful personal investing. For more information, please visit the company’s website at http://www.reinkmedia.com.

Dawn Works Limited Releases Home Asset Management Service

London, UK 20 July 2011 Having experienced insurance claim issues first hand, directors of Dawn Works Limited have released Calculist to assist its users in ensuring they are adequately covered in the event of a disaster or burglary. Calculist allows its users to quickly build a room by room list of their personal possessions, calculating their total worth along the way.

“We have all thought ‘It won't happen to usbut the reality is, sometimes it does said Teresa Tucker, Finance Director at Dawn Works Limited. “We have known people who could not replace all of their lost items because they were underinsured on their home contents.

“In the event of a house fire or burglary, insurance is our one saving grace stated Scott Rogers, Managing Director of Dawn Works Limited. “Calculist gives its users the piece of mind that you can replace all your personal possessions because they have been insured to their correct value, rather than being forced to choose which items you’ll have to do without.

Focus has been made on a secure service with no address details being requested. Calculist lets the user decide how much information is recorded and protects this information with a unique user login. The end result is a wizard based solution capable of producing reports for the police and insurance companies should the need arise.

Calculist is Dawn Worksflagship product and forms the basis of their upcoming suite of online business management solutions aimed at SME’s.

For more information on Calculist visit http://www.calculist.co.uk

About Dawn Works Limited

Dawn Works is a UK based software development company specialising in the development of online and bespoke applications with expertise in print and asset management.

Feedsto Announces Global Launch

09, 2011 In 2008, Efemena Timbo had an idea, and came up with mykrl.com, "a streamer of news events". Users had great difficulty grasping the innovative idea. Efemena became discouraged, and decided to shutdown the site. In February 2011, Efemena relaunched the website with a different name after shutting it down for months. The website started generating about a 100 views a day among friends.

The versatile website is called Feedsto.com

Feedsto users will experience fresh local news content, gadgets, email alerts, social capability, personalization, free deals and many other features. Feedsto has features that suggest articles relating to the original post or attains articles relating to the users browsing habits. Feedsto isn’t just a regular website, the site prices 0.00 on all products in their shopping zone in the "free deals" section of the site.

Efemena says, “users are rewarded for their online participation, and engagement on the site. Feedsto is the first website in the world that rewards users, instead of pocketing funds. Power to the users."

The more users that actively participate on Feedsto every day to read, and browse will generate funds which rewards users with free stuff. Just like going to school, the more a student reads, the more likely the student will get better rewards in life. This works because of sponsor's ads, free giveaways and from Feedsto personal funds. Users can sign up for free and get great services, events, and products for free emailed to their account daily. Feedsto does not act like a sweepstakes website neither do users lose card points. Everything posted is available for free.

Traditional ways of finding free things have proven ineffective. Search engines don’t guarantee first position on results for a promotion event, costly to promote things, and internet users can experience fraud. Feedsto eradicates these problems. Feedsto gives users the opportunity of getting free stuff and posting free stuff to our network. Feedsto is creating a wish list as well. The most active users will receive personal free stuff to their needs. An example would be like a school project that a Feedsto user desperately needs help financing, Feedsto will finance the project with no strings attached. Efemena believes in a "FREEWORLD" literally, not politically. Visit Feedsto.com today and explore. The website is active and already has 500+ free stuff to do.

True Real Estate Auctions are Back - with a Twist, Guaranteed Financing for the Highest Bidder

Baltimore, MD 5, 2011 Financial managers are talking about the tsunami of Americans that have suffered foreclosure credit loss. Most of these families otherwise have perfect credit. Now in Baltimore MD, these credit victims are eligible to purchase at Absolute Auction, a Penthouse residence on the inner harbor - with guaranteed financing to boot! Exclusively Auctions and Tranzon Fox will sell to the highest bidder one such residence on Thursday, April 21st.

An 1800 sq ft luxury residence in the new financial center of Baltimore with a water view is going to be sold at absolute auction on Thursday, April 21 - 5:00pm EST. Bidders must register in advance and can bid live in person or online during this likely first-ever guaranteed financing auction.

In the face of reserve and hanky-panky minimum bid style auctions, this new format turns the industry on its heels. Whether the final bid is $1 or $1Million dollars, this Penthouse will be sold. It is not &39;subject to bank or seller approvals&39; of the bid-price. The highest bidder will take it all. What&39;s more, financing is guaranteed to all bidders.

Frequently, banks use firms like REDC and other national auction houses to present what look like huge real estate liquidations. In fact, their low advertised minimum opening bid has little or nothing to do with the actual reserve or selling price set by the bank. In a true absolute auction of real estate, the highest bidder is the buyer - and the seller has agreed in advance of the auction to transfer title regardless of the bid.

Nicholas Varzos of Exclusively Auctions has teamed up with Tranzon Fox in Baltimore MD to power this dynamic sale. Varzos says the seller is prepared and capable of selling. The property is free and clear from mortgage debt. It is virtually brand new. What&39;s more, the seller believes in market equalities.

Frank Russo, AU18 will represent the sale in Baltimore. For more information about this important new auction of real estate in Baltimore, contact Nicholas Varzos (888) 826-7310 or Rachel Rabinowitz (443) 841-5916 as soon as possible.